How To File an Auto Insurance Claim in Nevada
Published on January 30, 2024, by Law Office of Matthew L. Sharp
Car Accident
No one wants to be involved in a vehicle accident. Unfortunately, they are a common occurrence on Nevada's roads and highways. After an accident, you might have injuries or a damaged car. These expenses are piling up, and you want to file a claim with the insurance company. But how should you proceed? Here are a few tips for filing an auto insurance claim in Nevada. Do I Need To File? After an accident, you probably have significant expenses, such as medical bills and vehicle repairs. Whether you [...]
How To Fight Balance Billing in Nevada
Balance billing, also known as "surprise billing," is a situation where a medical provider takes the amount a medical provider charges, subtracts the allowed amount, and then takes that remaining amount and bills it to the patient. Medical offices tend to use the balance billing approach when an insurance company pays less than what the provider actually charges for care. The problem with this approach is that it often results in patients paying more than in-network costs for a specific service and, worse yet, that overage doesn't generally [...]
Does Uninsured/Underinsured Coverage Pay for All My Damages?
You expect your insurance policy to cover all the damages when you have been involved in an accident. Many Nevada drivers have the option to purchase additional uninsured/underinsured coverage. If another driver is at fault and has limited or no insurance, it can pay for your losses. But does this coverage pay for all damages? There are a few points to know before you make a claim. What Is Uninsured Motorist Coverage in Nevada? Uninsured coverage reimburses you for any losses or damages suffered due to an accident [...]
Insurance Premiums Skyrocket Amid Rising Health Care Costs
A recent report published by the national non-profit foundation formerly known as The Kaiser Family Foundation (KFF) highlighted how annual family premiums for health insurance coverage are steadily increasing, and this trend is expected to continue in the foreseeable future. As for what is behind the skyrocketing insurance premiums, it not only centers around rising healthcare costs but also on other factors. Below, we'll explain more about what is driving costs and how much premiums are being impacted. Where Current Employer-Sponsored Health Insurance Rates Stand The researchers who [...]
Marketplace vs. Employer-Sponsored Health Insurance: Which Is Right for You?
Medical costs seem like they're always increasing. This means some individuals needing medical care face a financial barrier when attempting to get it. Many healthcare providers may even seem hesitant to schedule you for an appointment out of concern you won't be able to afford the out-of-pocket costs, including the initial and follow-up visits, blood work, imaging, medications, and anything else you might need without it. This leads many people to seek out coverage, looking for assurance they can receive the medical care they need. But with marketplace [...]
Can an Insurance Company Cancel Your Policy?
Prices seem to be getting more and more costly for virtually everything nowadays. Most of us wouldn't be able to afford to receive medical care without health insurance. Not only is it illegal, but it would be cost-prohibitive to operate a vehicle (given the prospect of getting involved in a crash) without auto insurance. And making an investment in buying a home (something that could potentially be destroyed by a fire) wouldn't make economic sense if it weren't for homeowners insurance. But what if that policy were to [...]
Can I Change My Insurance Mid-Policy?
If you live in Nevada and have been considering changing your insurance mid-policy, you're not alone. Life is unpredictable, and circumstances can change in the blink of an eye. Whether you've bought a new car, moved to a different neighborhood, or simply want to explore better coverage options, the question lingers—can you change your insurance mid-policy in Nevada? (more…)
How Long Does It Take Health Insurers To Process a Claim?
You’ve gone to the doctor, done lab work, needed X-rays, or a specialty procedure. You pay your copay if you have one, and then you go home. Weeks or even months later, you receive an Explanation of Benefits (EOB) letter in the mail from your insurance company. This document shows the medical treatments you had and which of those services were paid to your doctor by your insurance. It also shows which services your insurance didn’t cover and what costs you’re now expected to pay to your doctor. [...]
Catholic Sisters Sue Smith & Wesson Over Sale of AR-15 Assault Rifles
Published on December 13, 2023, by Law Office of Matthew L. Sharp
News
Attorney Matthew L. Sharp is representing a group of activists who are seeking to halt the production, sale, and marketing of AR-15 assault-style rifles in the United States. The lawsuit was filed jointly by a congregation known as Catholic Sisters, made up of the Adrian Dominican Sisters, Sisters of Bon Secours USA, Sisters of St. Francis of Philadelphia, and Sisters of the Holy Names of Jesus & Mary, U.S.-Ontario Province. As shareholders in Smith & Wesson, the Catholic Sisters’ lawsuit seeks to hold the board members liable for [...]
The Risks of Network Medical Plans and Unqualified Hospitals
You did the right thing. You maintained health insurance coverage through your employer or purchased your own plan through the marketplace, but in your time of need, you ended up at a hospital that couldn’t care for your condition. This is, unfortunately, one of the risks of network medical plans and unqualified hospitals. But at the Law Office of Matthew L. Sharp, we know that patients have more rights than they think they do. We invite you to schedule a no-cost, no-obligation case evaluation with an experienced Reno [...]
