Health Insurance and the Protections of Obamacare vs. Non-Obamacare
Going to the doctor shouldn’t mean worrying about whether your appointment will be covered. Unfortunately, understanding the nuances of health insurance and the protections of Obamacare vs. non-Obamacare coverage isn’t easy. Health insurers continue to maximize profits by shrouding coverage benefits and appeals processes in confusion. When policyholders aren’t sure of their rights, they don’t have the confidence or means to do anything about it. That’s why at the Law Office of Matthew L. Sharp, we’re proud to demystify how health insurance works. If you need help securing [...]
Why Is Appealing a Health Insurance Denial So Complicated?
It’s an experience so common that most people have been through it at least once in their lifetime—an unexpected insurance denial. But for as often as this happens, far fewer people ever appeal the decision. So why is appealing a health insurance denial so complicated, and is there anything we can do about it? Insurance companies shouldn’t be allowed to play games with your health. If you’re dealing with a denied claim and need help, please contact the Law Office of Matthew L. Sharp. We’ll match you with [...]
How To Know When You Can File an Insurance Bad Faith Claim
You paid your insurance premiums on time, every time. And now that you need help with your claim, the insurance company is being anything but cooperative. So how do you know when you can file an insurance bad faith claim? If your insurance claim has been denied or you think you’re being treated unfairly, an insurance bad faith lawyer from our Reno office can talk you through your options. Key Highlights: Every insurance company has a duty to treat policyholders fairly. Many insurers choose to unfairly deny claims—a [...]
Why Are Health Insurance Claim Denial Rates Kept Private?
Your doctor wants you to receive a certain treatment, but your insurance company said “no.” And now you’ve learned that your insurer is well known for denying seemingly valid claims. If you had access to that information, you might have made a different decision when deciding on an insurance provider. So why are health insurance claim denial rates kept private? Health insurance companies choose to keep their denial rates private for a very simple reason. Their priority has always been profits over people. (more…)
How to Sue Your Medical Insurance Company for Bad Faith
You might have grounds to sue your medical insurance company for bad faith if it denies your claim without a justifiable reason or if the insurer did not adequately review your claim. The first thing to do is to review your contract to determine whether the insurer has breached it. Next, compile evidence and documentation of your claim. Also, document all your correspondence with the insurer and its reasons for denying the claim. Make a final demand before initiating a lawsuit. Then, submit a complaint to your state [...]
What to Do if Your Health Insurance Denies a Claim
Knowing what to do if your health insurance denies a claim can increase your chances of getting the decision overturned. You have a legal right to appeal the denial decision through either an internal or external appeal. An internal appeal involves requesting your health insurance company to take a second look at your claim and reconsider its decision. An external appeal involves asking an independent third party to review your claim and decide whether your insurer should pay the claim. A bad faith insurance lawyer can discuss reasons [...]
Lawsuit Against L’Oreal: Do Chemical Hair Straighteners Cause Cancer?
People who frequently use chemical hair straightening products and have developed cancer may want to know if chemical hair straighteners cause cancer. Various medical studies show that some hair straighteners have chemicals that expose women to higher risks of developing uterine cancer. Although a recent lawsuit against L’Oreal had put the company’s products in the spotlight, products manufactured by other cosmetic companies may raise users’ risk of developing cancer as well. A recent study conducted by the National Institutes of Health (NIH) found that women who regularly used [...]
Can a Closed Insurance Claim Be Reopened?
If you continue to suffer connected losses after an accident-caused injury, you may wonder, “Can a closed insurance claim be reopened?” Sometimes, the injuries you suffer due to someone else’s carelessness lead to ongoing problems or additional health issues. You might anticipate continued medical bills and related losses from lost wages. Can a Closed Insurance Claim Be Reopened? Unfortunately, if you accept a settlement, you typically can’t reopen an insurance claim, which is precisely why you need a knowledgeable lawyer on your side. Too many individuals accept low [...]
What Is the Average Settlement For Traumatic Brain Injury?
The average settlement for traumatic brain injury will depend on various factors, such as the type of accident and the long-term effects of the injury on your life. Injury to the brain caused by trauma is a serious and life-threatening injury. A TBI is one of the most dangerous wounds that accident victims can receive. In addition to having a detrimental impact on a person’s lifestyle, the medical expenses incurred while receiving treatment might put someone in financial trouble. Fortunately, a TBI victim can obtain monetary damages with [...]
How Disability Insurance Companies Lie to Deny Claims
Insurance companies may use varying tactics to deny claims or limit the payouts they must provide. After suffering a disabling injury or illness, you depend on your insurance coverage for such situations to give you the benefits you need and have paid for. If you’ve been injured, you need to understand how disability insurance companies lie to deny claims. As we all know, managing risk is how insurers make money. Do not be duped into accepting a meager settlement from your individual or group disability insurance provider or [...]
