How Disability Insurance Companies Lie to Deny Claims
Insurance companies may use varying tactics to deny claims or limit the payouts they must provide. After suffering a disabling injury or illness, you depend on your insurance coverage for such situations to give you the benefits you need and have paid for. If you’ve been injured, you need to understand how disability insurance companies lie to deny claims. As we all know, managing risk is how insurers make money. Do not be duped into accepting a meager settlement from your individual or group disability insurance provider or [...]
How A Lawyer Can Help Solve An Insurance Dispute
Understanding how a lawyer can help solve an insurance dispute is beneficial in helping you recover the benefits you need and deserve. Sometimes, insurance companies appear to be purposefully dragging out the claims process or oddly unwilling to agree with you. Attorneys who specialize in insurance often make these processes more efficient. They are also useful in complicated claims, cases of unclear fault, and situations where you suffered huge losses. How a Lawyer Can Help Solve an Insurance Dispute Some of the leading reasons people hire lawyers for [...]
Jury Awards $200 Million Against Sierra Health & Life for Wrongful Denial of Healthcare Coverage
I want to thank you all for the very kind words and thoughts. Those comments are greatly appreciated. I want to let you all know briefly what Eskew v. Sierra Health & Life was about. I am sure there will be a time when I have the energy to talk about the trial strategy, the trial, and our impression of why the jury made the right decision. Three years ago, Doug Terry (a great lawyer from Oklahoma City) and I believed in a fine lady from Las Vegas, [...]
Can I Sue an Insurance Company for Denying My Claim?
People may file lawsuits against their insurance carriers when the companies refuse to provide the agreed-upon coverage for valid claims. Due to injuries suffered in auto accidents, people often incur expenses, including lost wages, medical bills, and pain and suffering. Through claims filed with their insurance companies or the insurance carriers of the at-fault motorists, many seek to recover compensation for their losses. Despite their catchy slogans and commercial claims, insurance companies typically seek to limit what they pay out to clients, and instead, protect their own bottom [...]
How to File a Bad Faith Insurance Claim
Reviewing contract terms, gathering all relevant evidence and documents, and documenting denial of a claim are the first steps in filing a bad faith insurance claim. Another crucial step is appealing the insurance company’s decision. If the insurance company refuses to reverse the claim denial, the claimant can then write a demand letter to the company. If the insurer responds negatively or fails to respond within the time limit stated in the demand letter, the claimant can file a complaint with the Nevada Division of Insurance. If the [...]
At the Mercy of Your Insurance Company: Proton Therapy Denials
Insurance companies are denying coverage for proton therapy treatment that could save the lives of cancer patients. Although targeted radiation therapy is becoming increasingly popular among oncology doctors across the globe and it is proven to be an effective treatment option for patients with various types of cancer, it isn’t cheap. Unfortunately, insurers are seemingly more concerned with their own bottom line than the well-being of consumers. In denying coverage for proton therapy, insurance companies may be acting in bad faith. What Is Proton Beam Therapy? Proton therapy [...]
Understanding Your Private Disability Insurance Coverage
Private disability insurance policies generally pay a portion of the disabled employee’s wages for a designated period. Many employers provide disability insurance for employees as part of a benefits package. Other people have private disability policies. If a person becomes disabled, understanding policy coverage and benefits is essential to prevent problems with claims and benefit payments. Disability Insurance Coverage and Benefits Insurance companies typically put limitations and restrictions on disability policies that can have a significant impact on a person’s benefits and quality of life. Qualifying Disability Insurance [...]
What You Should Know About Nevada’s Fault Insurance System
Driving in Nevada requires an understanding of the state’s fault insurance system. If a car accident and personal injuries occur, a Reno bad faith insurance attorney can investigate problems that may arise from inadequate insurance coverage. What is Fault Insurance? Like most states, Nevada follows a fault insurance system when it comes to determining liability in a car accident. This means that the driver who causes the accident is considered liable for any property damages or personal injuries that result from the accident. According to the Nevada Division [...]
Bad Faith: When The Insurance Company Denies or Delays Your Claim [infographic]
Some insurance companies will deny or delay legitimate claims to avoid paying for them. When an insurance company doesn’t live up to their responsibilities, that is considered bad faith. Nevada has laws and regulations as to how an insurance company should treat its customers, and the insured party can get punitive damages if an insurance company in Nevada acts in bad faith. (Article continues below Infographic) What Constitutes Insurance Bad Faith An insurance company refusing to pay a legitimate claim is one example of them acting in bad faith. [...]
