The Largest Wildfires in U.S. History
The largest wildfires in U.S. history burned millions of acres. These infernos destroyed entire communities and left survivors fighting insurance companies for years. Those survivors learned that making it through the actual fire is only half the battle. Trying to rebuild afterward can be extremely difficult, especially when insurers delay, underpay, or even deny legitimate claims. Here’s a glance at the fires that shaped modern wildfire risk, what they mean for homeowners insurance bad faith claims, and what to do if your claim starts going up in smoke. [...]
What to Expect With Independent Medical Exams After a Truck Accident
An independent medical exam after a truck accident usually isn’t as “independent” as it sounds. In many serious truck accident cases, the trucking company, its insurance carrier, or its defense lawyers request the exam because they want a second medical opinion. Not for your treatment, or for your recovery, but to position themselves in case of a claim. That matters. The insurance company doctor isn’t there to become your physician. They’re there to evaluate your injuries for the side that may have to pay money. That makes the [...]
When “Claim Under Investigation” Is a Delay Tactic
A claim under investigation becomes a problem when it turns into a waiting game with no real answers. At first, that status sounds reasonable. Of course, the insurance company needs time to review things. But when weeks turn into months, and nothing actually moves forward, that’s when you start to feel stuck. And often, that’s the whole point. The longer your insurance claim status stays pending, the more pressure builds on you. Your bills are piling up. Repairs get delayed. Life doesn’t pause just because your claim is [...]
6 Tips for Dealing With a Homeowners’ Insurance Adjuster
Homeowners’ insurance is a product that is supposed to bring “peace of mind" to the policyholder. You know if you suffer any type of damage, you’ll be reimbursed; at least that is what is supposed to happen. Before you receive any compensation, an insurance adjuster will have their say. Every claim made by a policyholder will have an insurance adjuster assigned to assess the damage and determine the value of the reimbursement. That makes the adjuster the proverbial gatekeeper between you and your settlement. What happens if the [...]
What Happens If a Trucking Company Destroys or “Loses” Driver Logs After a Crash?
In the immediate aftermath of any type of vehicle crash, the collection of evidence begins. It typically starts with taking photos of the accident scene. When a truck is involved, there is additional evidence to collect from the many electronic recording devices. What happens if a trucking company destroys or “loses” those driver logs after a crash? It can trigger severe legal consequences and increase the likelihood that the company will be liable for damages. Getting a hold of crucial evidence after a car accident can be challenging [...]
Can an Insurer Cancel Your Policy Without Warning?
An insurance policy is a contract. As such, the insurance company and the policyholder are bound by what the contract stipulates with regard to making premium payments, coverage conditions, benefits, and notifications. The policy will also detail the cancellation rules. That means that, yes, an insurer can cancel your policy without warning, provided the policy allows for that. If that insurer steps out of bounds of their contract, they could be liable for acting in bad faith. That is a scenario that could entitle you to seek compensation [...]
Filing an Amazon Accident Claim
Published on April 14, 2026, by Law Office of Matthew L. Sharp
Car Accident
Amazon delivery vehicles are everywhere, from suburban neighborhoods to busy city intersections. And when something goes wrong, the aftermath can be legally complicated. An Amazon delivery crash involves multiple layers of insurance, third-party contractors, and corporate policies that can confuse injured victims. If you’ve been involved in an Amazon accident claim, you may be dealing with medical bills, vehicle damage, and uncertainty about who is actually responsible. Unlike a standard car accident, filing a claim against Amazon delivery systems requires understanding commercial coverage rules, contractor relationships, and liability [...]
How Often Are Disability Claims Wrongfully Denied?
Disability claims get denied more often than most folks may expect. While there isn’t a perfect national statistic that tells us exactly how many claims are wrongfully denied, the overall denial rates show just how frequently people hit roadblocks when trying to access benefits they believe they deserve. For example, Social Security disability applications are denied about two-thirds of the time at the initial stage. Private disability insurance claims have similar patterns. That doesn’t mean every denial is wrongful, but it does show how common it is for [...]
What Can Insurance Cover After Damage from a Wildfire?
Published on March 18, 2026, by Law Office of Matthew L. Sharp
Wildfire
Every fire begins with a spark. Depending on the conditions, that single spark can quickly grow to a blazing inferno, cutting a path of destruction across hundreds of acres. Here in the dry desert of Nevada, conditions are ripe for wildfires year-round. That’s why every property owner in the state knows the importance of having wildfire insurance. Unfortunately, there can be confusion with certain policies as to what you can recover from wildfire damage. The time to figure out what your wildfire insurance covers is before the next [...]
Why Do Insurers Push for Quick Settlements?
Published on March 10, 2026, by Law Office of Matthew L. Sharp
Personal Injury
A “quick settlement” is an early offer from an insurance company. You might get this before all your injuries, medical bills, and long-term expenses are fully understood. Insurers push these offers because they let them close the claim fast. Often, this is for less than you deserve. Sometimes, these pushes can lead to bad-faith insurance claims. If you’ve been in a truck accident or are dealing with a commercial insurance claim in Reno, you will want to know why insurers try to rush. With this information, you can [...]
