9 Reasons Insurers Can Cancel Car Insurance Policies
There are a lot of opportunities to win at gambling in Reno. Whether you’re playing the slots or roulette, there will always be a risk. One area where you don’t want to gamble is with your insurance. You’re not obligated to carry health or homeowners’ insurance if you own your home outright. However, you must carry homeowners’ insurance if you have a mortgage. You also need to carry automobile insurance. In Nevada, drivers must carry liability insurance with the following minimums: $25,000 bodily injury liability per person $50,000 [...]
Is Only Paying a Partial Claim Considered Insurance Bad Faith?
The only reason to start a business is to earn profits and expand the customer base. That holds true for insurance companies. Although they profess to be there for their policyholders when they need them, they are always focused on the bottom line. They only make money if they continue to collect premiums without paying out on claims. Unfortunately, when an insurance company opts not to pay out a claim, it acts in bad faith, which can be actionable. Although it might seem straightforward, it can be complex [...]
How Long Do Insurers Have to Pay an Injury Claim?
Published on June 17, 2025, by Law Office of Matthew L. Sharp
Insurance
When you've been injured in an accident, the medical bills start to come in immediately. That financial stress is compounded if you’re missing work. The hope is that insurance will cover your losses. After you’ve filed an insurance claim, one of the most pressing questions is how long it will take for the insurance company to pay. In Nevada, for example, state laws outline specific timelines that insurers must follow, but the actual process can still vary based on several factors. If you're waiting on a claim, it's [...]
How Often Do Truck Drivers Check Their Cargo Loads?
Published on June 10, 2025, by Law Office of Matthew L. Sharp
Driver laws
When a driver is behind the wheel of a commercial truck, they have many responsibilities, including securing the cargo. Securing cargo is a constant concern for many operators on the road. How often do they check? While the federal government sets minimum standards, drivers will still make these inspections throughout the course of their trip. By not checking their cargo, drivers put everyone at risk. Many times, these actions can lead to a serious truck accident on Reno's highways. Here is how often truck drivers should check their [...]
Can You Drive a Commercial Vehicle Without a CDL?
Published on June 10, 2025, by Law Office of Matthew L. Sharp
Driver laws
Whether you're hauling goods for business or just towing a trailer for a weekend getaway, you need to have the right license. This can help you avoid costly fines or legal trouble, especially if you get into a truck accident. A driver’s history and license verification will be part of any investigation into a truck accident. Can you drive a commercial vehicle without a commercial driver's license (CDL)? Here’s what you need to know before you hit the road with confidence. When Do You Need a CDL [...]
How Dangerous Are Sideswipe Accidents?
Published on June 5, 2025, by Law Office of Matthew L. Sharp
Car Accident
Sideswipe accidents may not seem as dramatic as head-on collisions or multi-car pileups, but don’t be fooled by the damage you only see on the surface. These types of crashes carry their own risks and can lead to serious damage and injuries, especially when they happen at high speeds or with large vehicles. Whether you're merging on a highway or navigating tight city lanes, the danger of a sideswipe collision can escalate quickly. Understanding what causes these crashes and the damage they can do helps drivers stay alert [...]
What Kind of Spinal Cord Injury Is the Most Common?
Published on May 20, 2025, by Law Office of Matthew L. Sharp
Personal Injury
We all experience the occasional bad back. It can come from overexertion or sleeping on a lumpy mattress. Usually, the remedy is rest, massage, or time with a heating pad. However, there are more serious injuries to the back that aren’t so easy to remedy. Spinal cord injuries (SCIs) occur from blunt force trauma to the spine. The result can be a range of injuries from fractured vertebrae to severed tendons. Damage to the spinal cord disrupts the brain’s ability to communicate with the rest of the body. [...]
How Long Does a Traumatic Brain Injury Take to Heal?
Published on May 13, 2025, by Law Office of Matthew L. Sharp
Brain Injury
A traumatic brain injury (TBI) can dramatically change a person's life. From a mild concussion to debilitating brain damage, TBIs vary widely in their severity and effects. One of the first questions people ask after a diagnosis is: How long does a traumatic brain injury take to heal? Unfortunately, the answer isn't always straightforward. How much time is needed for recovery will typically depend on a number of factors, like the type of injury sustained, what area of the brain was damaged, and the victim's overall health. The [...]
Nevada Motorcycle Helmet Laws
Motorcycles are a common sight on Nevada’s desert roads and open highways. Whether you’re cruising through Reno or heading up a scenic mountain route, you can enjoy the freedom and excitement that motorcycles offer. Still, with that freedom comes responsibilities, especially when it comes to safety. Nevada enforced clear helmet laws that all motorcyclists and their passengers must follow. These laws exist for speed compliance and to protect riders from the life-altering consequences of motorcycle accidents and injuries. What are Nevada’s Helmet Law Requirements? Nevada’s motor vehicle laws [...]
What Percentage of Car Wrecks Are Fatal?
Published on April 30, 2025, by Law Office of Matthew L. Sharp
Car Accident
Car accidents happen every day across the country, ranging from minor fender-benders to severe crashes that can lead to devastating consequences. While many of these car crashes result in property damage or non-fatal injuries, a smaller but still significant portion leads to fatalities. Understanding what percentage of car wrecks are fatal can help drivers better recognize the risks involved and help them make informed strategies for prevention. National Statistics on Fatal Car Accidents According to the National Highway Traffic Safety Administration (NHTSA), the United States experiences more than [...]
