How To Sue a Casino for Negligent Security
Published on July 24, 2024, by Law Office of Matthew L. Sharp
Personal Injury
The three main reasons someone visits a casino are to see a great show, have a fantastic meal, or win at gambling. Every casino guest must be cared for and spend time in a safe environment. When a casino fails to live up to its responsibility to keep its patrons safe, injuries (or worse!) can occur. If that happens, you’ll want to know how to sue a casino for negligent security. These Gaming Facilities’ Safety Obligations The one thing that is a guarantee when you visit a casino [...]
Do Insurance Companies Pay for Acts of God?
When it comes to natural disasters, you might hear the term "act of God" in the insurance exclusions. Damages from these events are often unforeseeable, and your standard homeowners policy might not cover them. Unfortunately, some insurance companies try to claim acts of God exclusions to avoid paying out on policy claims. We have handled numerous insurance policy denials for reasons like these at the Law Office of Matthew L. Sharp over the years. Do insurance companies pay for acts of God? We'll provide you with an answer [...]
The Do’s and Don’ts of Speaking With an Insurance Adjuster
After an accident, you might have to talk to an insurance adjuster. While you may not see any harm in having a conversation, you need to remain cautious in how you act and what you say. Keep in mind that any information that you give could greatly affect your claim and even a legal case. At the Law Office of Matthew L. Sharp, we have provided this guide to help you navigate through these important conversations. Let's examine the do’s and don'ts of speaking with an insurance adjuster. [...]
Can You Refuse the First Settlement Offer?
Published on June 25, 2024, by Law Office of Matthew L. Sharp
Personal Injury
When you're involved in any type of accident, you will probably receive a settlement offer from the at-fault party's insurance company if liability is clear. When you read the details of the offer, it might be well below what you expected to receive. Is that the end of the settlement process? No, and you have options to get the compensation that you deserve. At the Law Office of Matthew L. Sharp, we have seen many settlement offers over the years, and the initial ones often come as a [...]
How To Tell If Your Insurer Is Engaging in Bad Faith Practices
You received an explanation of benefits (EOB) from your insurer, much like one described by the Centers for Medicare and Medicaid Services, denying your health insurance claim that a medical provider sent in, and now you are expected to pay for that costly medical procedure. Or, your Nevada home sustained damage, and you were expecting your homeowners' insurance to cover those costly repairs, but now, it doesn't appear that they're going to. There are just two examples where an insurance company may say that what you've filed a [...]
What Does the Insurance Company Consider to be an Act of God?
Insurance policies frequently use the term "Act of God" to describe events or circumstances that are an act of nature, or an event that wasn’t initiated by human activity. But what does the insurance company consider to be an Act of God? Let's take a closer look. Defining an “Act of God” An Act of God, also known as force majeure, refers to events that are unforeseeable and beyond human control. These events are typically natural disasters or extreme weather phenomena such as earthquakes, floods, hurricanes, tornadoes, lightning [...]
How Long Are You Able To Dispute Health Insurance Claims?
If you’ve ever had to navigate a health insurance claim, you know they can be complex. Disputes can arise when there are discrepancies between what a policyholder believes should be covered and what their insurance provider has approved. But how long are you able to dispute health insurance claims? Let's take a look at the timelines and processes involved in disputing claims. About Health Insurance Claims Before trying to navigate the timelines of a dispute, we need to understand the basics of health insurance claims. When you receive [...]
How Is Mesothelioma Diagnosed?
Published on May 21, 2024, by Law Office of Matthew L. Sharp
Mesothelioma
Curious how is mesothelioma diagnosed? Learn about the diagnostic process for mesothelioma, including tests, imaging, and biopsies. Mesothelioma is a rare and aggressive form of cancer that affects the mesothelial cells lining the lungs, abdomen, heart, or testicles. Due to its latency period and nonspecific symptoms, mesothelioma is often diagnosed at an advanced stage, making treatment more challenging. The most common form of mesothelioma, pleural mesothelioma, attacks the lining of the lungs and chest and accounts for about 82.1% of cases, per the Centers for Disease Control and [...]
Why Do Insurance Companies Act in Bad Faith?
Insurance is a cornerstone of modern life, offering protection and peace of mind in times of uncertainty. Whether it's health, auto, or property insurance, policyholders expect their insurance companies to act in good faith, promptly processing claims and providing coverage as promised. However, instances of insurance companies acting in bad faith are not uncommon. In this blog post, we delve into the reasons why insurance companies act in bad faith, undermining the trust and confidence of their customers. Understanding Bad Faith Before exploring the motivations behind the actions [...]
How Do You Prove Medical Negligence?
Medical negligence occurs when a health care provider fails to meet the standard of care expected in their profession. Unfortunately, these incidents occur more often than we want to believe. In the United States, medical mistakes are now the third-leading cause of death, according to Johns Hopkins University. If you believe you’ve been a victim of medical malpractice, understanding the process of proving negligence will become the cornerstone of your case. At the Law Office of Matthew L. Sharp, we know the heartache these cases can cause victims. [...]
