When Should You Hire a Personal Injury Attorney?
Accident victims in Reno often ask, “When should you hire a personal injury attorney?” In most cases, injured victims should retain the services of a personal injury attorney as soon as they realize they may have a claim. Although it is common for insurance companies to make settlement offers soon after an accident occurs, these offers are rarely enough to compensate victims for their losses. After an accident, you should consider hiring a personal injury attorney if your injuries are severe, your insurance claim was denied or delayed, [...]
Bad Faith Claim Settlement Amounts
Insurance bad faith claim settlement amounts can vary significantly depending on the amount of contract damages and extracontractual damages, as well as the punitive damages awarded by the Court. Understanding the basics about the duties your insurer owes to you, bad faith insurance settlement practices, and the legal options that may be available can help maximize your bad faith claim settlement amount. What Is Bad Faith by an Insurance Company? When you purchase an insurance policy, you are entering into a contractual agreement with the insurer. You agree [...]
Can Someone Sue After a Car Accident Is Settled?
Exceptions exist that allow people to take legal action after settling auto accident injury claims. A comparative fault state with regard to motor vehicle crash liability, Nevada allows those injured to seek compensation from each involved motorist. As a general rule, reaching settlements for car collision injury claims typically relieves people of the right to take further legal action for losses resulting from the wreck. However, in some instances, accident injury victims have the ability to sue someone after a car accident is settled. Those injured in [...]
Can I Sue an Insurance Company for Denying My Claim?
People may file lawsuits against their insurance carriers when the companies refuse to provide the agreed-upon coverage for valid claims. Due to injuries suffered in auto accidents, people often incur expenses, including lost wages, medical bills, and pain and suffering. Through claims filed with their insurance companies or the insurance carriers of the at-fault motorists, many seek to recover compensation for their losses. Despite their catchy slogans and commercial claims, insurance companies typically seek to limit what they pay out to clients, and instead, protect their own bottom [...]
How Do Insurance Companies Act in Bad Faith
Insurance companies that fail to fulfill their promises are acting in bad faith. They do this by either refusing to cover a valid claim from a policyholder or failing to investigate and settle the claim without undue delay. They also act in bad faith when they deny an otherwise legitimate claim by misrepresenting the language of the insurance contract to the policyholder. Concealing limitations and exclusions of a policy to policyholders before they buy the policy is an insurance bad faith practice. Another example of an insurance bad [...]
How to File a Bad Faith Insurance Claim
Reviewing contract terms, gathering all relevant evidence and documents, and documenting denial of a claim are the first steps in filing a bad faith insurance claim. Another crucial step is appealing the insurance company’s decision. If the insurance company refuses to reverse the claim denial, the claimant can then write a demand letter to the company. If the insurer responds negatively or fails to respond within the time limit stated in the demand letter, the claimant can file a complaint with the Nevada Division of Insurance. If the [...]
How To Get Medical Care After a Car Wreck
Following a car wreck, a crash victim can get medical care using his or her health insurance, auto insurance, Medicare or Medicaid, or a letter of protection. The victim should see a doctor immediately, even when there are no visible injuries or pain. Seeking prompt medical care is instrumental in building a solid personal injury claim in the future. It also protects the health of the accident victim. Options for Getting Medical Care Following an Auto Collision Personal Health Insurance If the victim has health insurance that can [...]
How Can a Car Accident Lawyer Maximize My Settlement?
A lawyer can ensure an accident victim obtains the highest compensation possible by collecting the required evidence and calculating the damages correctly. A lawyer’s input is instrumental in building a strong claim, assessing settlement offers, and rejecting low settlement offers. Insurance companies have lawyers and adjusters on their side whose main objective is to offer low settlements or disqualify claimants. A competent accident lawyer is equipped with evidence-backed arguments and strategies to counter the tricks that insurers use to lower or deny claims. How an Accident Lawyer Maximizes [...]
How To File a Claim After an Accident
Seeking medical attention, documenting the accident scene, and contacting the respective insurance company are some key steps of filing a claim after an accident. Working with an attorney can help the victim include everything he or she is entitled to and file on time. Steps of Filing a Claim after an Accident Seeking Immediate Medical Attention Seeing a recognized doctor immediately after a crash ensures hidden injuries are diagnosed, documented, and treated. A medical report is an important part of a successful claim. Documenting the Accident Scene The [...]
Do I Really Need an Auto Accident Attorney?
Working with a car accident attorney after sustaining an injury in a car accident is a wise decision. If the other driver’s negligence caused the accident, the victim has a legal right to pursue compensation from the negligent driver or the negligent driver’s insurer. Insurance companies are notorious for denying rightful compensation to car crash victims who choose to make claims without the involvement of attorneys. An auto accident attorney knows how to deal with insurance company tactics. The attorney can obtain the required evidence to support the [...]