What To Do if an Insurer Won’t Pay for a Totaled Car
Published on July 29, 2025, by Law Office of Matthew L. Sharp
Car Accident
You should always consider yourself fortunate if you get into a car accident and don’t suffer any severe physical injuries. Of course, dealing with car damage is not anyone’s idea of fun. When the damage is significant enough to involve an insurance claim, an adjuster will be assigned to determine the extent of your damages. That adjuster might determine that your car is deemed totaled. What happens if an insurer won’t pay for a totaled car? That is when you need to involve an auto insurance dispute lawyer [...]
Evidence Needed to Prove an Insurance Bad Faith Claim
When an insurance company fails to uphold its end of the bargain, policyholders may have the right to file a bad faith claim. In Nevada, insurance bad faith occurs when an insurer unreasonably delays, denies, or underpays a legitimate claim without proper justification. Bad faith cases don't just hinge on whether the insurer was wrong, they depend on showing that the company acted without a reasonable basis. Proving this requires specific evidence demonstrating the insurer's conduct crossed the line. The burden of proof falls on you (the claimant), [...]
The Time Limit to File an Insurance Bad Faith Claim
Submitting a claim to an insurance company might seem straightforward but once you hit “enter” on your submission, there is no telling what might happen. There are also concerns that the insurance company you’re dealing with isn’t honoring the policy. If you suspect that your insurance company has acted unfairly, you may consider filing a bad faith claim. These claims arise when an insurer unreasonably delays, denies, or underpays a valid claim. However, even if the insurer clearly acted in bad faith, the window to take legal action [...]
How To Tell if Your Insurer is Acting in Good Faith
Published on July 8, 2025, by Law Office of Matthew L. Sharp
Insurance
Insurance is something you pay for every month, hoping you never have to use it. If you did need to make an insurance claim, it means you’ve been in some kind of accident and either got hurt, your car was damaged, or both. No matter what happens, you hope your insurance company will act in good faith. When an insurance company acts in bad faith, it could be actionable. The Law Offices of Matthew L. Sharp have helped many clients push back against insurance carriers who have treated [...]
9 Reasons Insurers Can Cancel Car Insurance Policies
There are a lot of opportunities to win at gambling in Reno. Whether you’re playing the slots or roulette, there will always be a risk. One area where you don’t want to gamble is with your insurance. You’re not obligated to carry health or homeowners’ insurance if you own your home outright. However, you must carry homeowners’ insurance if you have a mortgage. You also need to carry automobile insurance. In Nevada, drivers must carry liability insurance with the following minimums: $25,000 bodily injury liability per person $50,000 [...]
Is Only Paying a Partial Claim Considered Insurance Bad Faith?
The only reason to start a business is to earn profits and expand the customer base. That holds true for insurance companies. Although they profess to be there for their policyholders when they need them, they are always focused on the bottom line. They only make money if they continue to collect premiums without paying out on claims. Unfortunately, when an insurance company opts not to pay out a claim, it acts in bad faith, which can be actionable. Although it might seem straightforward, it can be complex [...]
How Long Do Insurers Have to Pay an Injury Claim?
Published on June 17, 2025, by Law Office of Matthew L. Sharp
Insurance
When you've been injured in an accident, the medical bills start to come in immediately. That financial stress is compounded if you’re missing work. The hope is that insurance will cover your losses. After you’ve filed an insurance claim, one of the most pressing questions is how long it will take for the insurance company to pay. In Nevada, for example, state laws outline specific timelines that insurers must follow, but the actual process can still vary based on several factors. If you're waiting on a claim, it's [...]
How Often Do Truck Drivers Check Their Cargo Loads?
Published on June 10, 2025, by Law Office of Matthew L. Sharp
Driver laws
When a driver is behind the wheel of a commercial truck, they have many responsibilities, including securing the cargo. Securing cargo is a constant concern for many operators on the road. How often do they check? While the federal government sets minimum standards, drivers will still make these inspections throughout the course of their trip. By not checking their cargo, drivers put everyone at risk. Many times, these actions can lead to a serious truck accident on Reno's highways. Here is how often truck drivers should check their [...]
Can You Drive a Commercial Vehicle Without a CDL?
Published on June 10, 2025, by Law Office of Matthew L. Sharp
Driver laws
Whether you're hauling goods for business or just towing a trailer for a weekend getaway, you need to have the right license. This can help you avoid costly fines or legal trouble, especially if you get into a truck accident. A driver’s history and license verification will be part of any investigation into a truck accident. Can you drive a commercial vehicle without a commercial driver's license (CDL)? Here’s what you need to know before you hit the road with confidence. When Do You Need a CDL [...]
How Dangerous Are Sideswipe Accidents?
Published on June 5, 2025, by Law Office of Matthew L. Sharp
Car Accident
Sideswipe accidents may not seem as dramatic as head-on collisions or multi-car pileups, but don’t be fooled by the damage you only see on the surface. These types of crashes carry their own risks and can lead to serious damage and injuries, especially when they happen at high speeds or with large vehicles. Whether you're merging on a highway or navigating tight city lanes, the danger of a sideswipe collision can escalate quickly. Understanding what causes these crashes and the damage they can do helps drivers stay alert [...]
