Can I Sue an Insurance Company for Denying My Claim?
People may file lawsuits against their insurance carriers when the companies refuse to provide the agreed-upon coverage for valid claims. Due to injuries suffered in auto accidents, people often incur expenses, including lost wages, medical bills, and pain and suffering. Through claims filed with their insurance companies or the insurance carriers of the at-fault motorists, many seek to recover compensation for their losses. Despite their catchy slogans and commercial claims, insurance companies typically seek to limit what they pay out to clients, and instead, protect their own bottom [...]
How to File a Bad Faith Insurance Claim
Reviewing contract terms, gathering all relevant evidence and documents, and documenting denial of a claim are the first steps in filing a bad faith insurance claim. Another crucial step is appealing the insurance company’s decision. If the insurance company refuses to reverse the claim denial, the claimant can then write a demand letter to the company. If the insurer responds negatively or fails to respond within the time limit stated in the demand letter, the claimant can file a complaint with the Nevada Division of Insurance. If the [...]
At the Mercy of Your Insurance Company: Proton Therapy Denials
Insurance companies are denying coverage for proton therapy treatment that could save the lives of cancer patients. Although targeted radiation therapy is becoming increasingly popular among oncology doctors across the globe and it is proven to be an effective treatment option for patients with various types of cancer, it isn’t cheap. Unfortunately, insurers are seemingly more concerned with their own bottom line than the well-being of consumers. In denying coverage for proton therapy, insurance companies may be acting in bad faith. What Is Proton Beam Therapy? Proton therapy [...]
Bad Faith: When The Insurance Company Denies or Delays Your Claim [infographic]
Some insurance companies will deny or delay legitimate claims to avoid paying for them. When an insurance company doesn’t live up to their responsibilities, that is considered bad faith. Nevada has laws and regulations as to how an insurance company should treat its customers, and the insured party can get punitive damages if an insurance company in Nevada acts in bad faith. (Article continues below Infographic) What Constitutes Insurance Bad Faith? An insurance company refusing to pay a legitimate claim is one example of them acting in bad faith. [...]
