Do I Need to Reimburse My Health Insurer If I Win My Car Accident Case?
If a health insurer covers the medical bills of an accident victim and then the victim receives compensation for medical costs through a lawsuit or a settlement agreement, he or she would have to reimburse the health insurer. This process is known as subrogation. Insurance Subrogation in Nevada The Nevada subrogation law allows insurance providers to obtain reimbursement from the liable party for costs they covered on the policyholder’s behalf. If an accident victim paid medical bills incurred with his or her health insurance and then obtained compensation [...]
What Is the Sudden Emergency Doctrine?
Sudden emergency doctrine is a defense that a defendant can use after getting involved in a car accident to invalidate injury claims. The application of the doctrine by courts is strict and certain legal thresholds must be met. This calls for proper comprehension of the doctrine and knowledge of the unexpected sudden emergencies, such as medical conditions, which a defendant can cite in court. Sudden Emergency Doctrine: What Does It Entail? The sudden emergency doctrine states that if a driver causes an accident due to a sudden and [...]
Your Guide to MedPay Insurance in Nevada
MedPay insurance in Nevada is an optional type of car insurance coverage. It may be incorporated into any auto insurance policy. It usually covers medical and funeral costs related to a motor vehicle crash that hurts the policyholder, the policyholder’s immediate family members, and the passengers in the policyholder’s car. Apart from its budget-friendly cost, MedPay insurance is valuable insurance coverage for any car owner. Nevada requires all insurance companies providing auto insurance policies to provide optional MedPay with a minimum coverage of $1,000. The coverage applies no [...]
Was Your Uber Driver Too Tired to Drive?
Tired Uber drivers put passengers and others on the road at risk. These drivers may be skirting Uber’s rest requirements by working for other rideshare companies or doing other activities instead of resting. While a rider cannot prevent getting a fatigued driver, he or she should be aware of the risk. Uber’s Rest Requirements Are Easy to Swerve There is currently no way to accurately monitor how tired an Uber driver may be. Because of this, these drivers put others at risk of injury if he or she is not well-rested [...]
Which Personality Types Get in the Most Highway Accidents?
Drivers who are young with reckless, irresponsible, and impulsive behaviors, as well as older drivers who are impaired or under significant levels of stress, are in a higher risk group of drivers likely to be involved in highway traffic accidents. Personality Traits Linked to Highway Accidents Studies show that common personality factors are often associated with a higher risk of vehicle accidents. Research on driving behaviors and traffic accidents suggests that certain drivers may be more “accident-prone” due to personality traits, as well as driving skills. The Accident [...]
How to Get Medical Bills Paid After a Crash in Nevada
When a Nevada car accident results in medical bills that create financial hardship, MedPay insurance and letters of promise provide payment options. Paying Medical Bills After a Crash Car accidents that result in injuries leave many people struggling with high medical bills they can’t pay. Following a car crash, injury victims often require immediate medical care and hospitalization to prevent complications that may lead to death. As a result, medical bills mount up quickly creating a lack of resources to pay the bills. In many cases, an injury [...]
Speeding: A deadly Danger on Nevada Roads
Published on December 6, 2019, by Matthew Sharp
Car Accident
Nevada drivers rank 13th in the nation for deadly car crashes that involve excessive speeds. In 2018, 331 people died on Nevada roads, accounting for the highest traffic fatality rate in the last 10 years. Speeding Drivers on Nevada Roads Between 2013 and 2017, the Nevada Department of Traffic Safety projected a five-year average of 92 speed-related crash fatalities, including car, truck and motorcycle accidents. The actual number of fatalities was 104. In 2018, there were 331 traffic deaths, and close to 40% were related to speeding drivers. [...]
DUI Crash Stats: Is Nevada a Boozy Brunch State?
Published on November 12, 2019, by Matthew Sharp
Car Accident
Nevada is ranked as the 12th highest state in the country for fatal DUI crashes that occur during typical brunch hours between 9 a.m. and 3 p.m. Nevada Dubbed the Boozy Brunch State Nevada is well-known as a state that caters to gamblers and outdoor adventure seekers, but lately, it’s gaining a reputation as the “boozy brunch state.” According to a recent report from QuoteWizard Insurance, Nevada ranks 12th in the nation for DUI crash fatalities during brunch hours. The National Highway Traffic Safety Administration (NHTSA) reports 35 [...]
These Road Rage Facts Might Surprise You
Extreme driving behaviors cause injuries and deaths all too often in Reno, but understanding the facts about road rage can help drivers prevent deadly accidents. Nationally, about 66% of traffic deaths are linked to aggressive driving behaviors and road rage. The Facts on Road Rage According to the National Highway Traffic Safety Administration (NHTSA), close to 94% of traffic accidents are caused by driver errors, including aggressive drivers that inflict road rage on other motorists and pedestrians. One-third of traffic accidents are directly linked to aggressive driving behaviors, [...]
Understanding Gross Negligence in Nevada Car Crash Cases
Drivers who don’t take reasonable care to prevent accidents can be held liable for gross negligence and sued for damages by injury victims. Gross Negligence Car Accidents In a car accident, a personal injury lawsuit based on a claim of negligence against a defendant can be filed under certain conditions. For a negligence claim to be valid, the defendant must have breached a legal duty of care owed to the plaintiff. Negligent behavior includes acts that show intentional disregard for the safety and well-being of others. For drivers, [...]
