The Hidden Role of Independent Medical Exams in Insurance Denials
There are many state and federal programs designed to help folks who have challenges with taking on a job. Sometimes these disabilities are from genetic predisposition. For some, an injury, on or off the job, prevents them from returning to gainful employment. In any of those situations, the person who can’t work can apply for disability benefits. This is where the concept of independent medical exams comes into play. Unfortunately, these exams could also result in a denial of benefits. Are Independent Medical Exams Common? Yes. If you [...]
Understanding Federal Trucking Regulations and How They Protect Victims
When a commercial truck is in a crash with a passenger vehicle, the damage is usually severe, and the legal issues get complicated fast. Federal trucking regulations help protect you and other victims by setting clear safety rules for drivers and trucking companies, and by creating paper trails that can prove what went wrong. These rules cover how long a driver can stay on the road, who is qualified to drive, how trucks must be maintained, and how companies must monitor safety. When a truck crash happens on [...]
The Nevada Independent Quotes Matt Sharp on Controversial Nevada Insurance Bill
This story was originally published January 18, 2026 by The Nevada Independent. The Nevada Independent recently featured commentary from founder Matt Sharp regarding Nevada's new and controversial insurance legislation, AB376, which took effect on January 1st. Sharp, who has represented dozens of clients affected by wildfire, raised concerns about the new law's impact on consumer protections. The legislation allows insurance companies to carve wildfire coverage out of standard homeowner policies, making Nevada the first state to implement such a measure. "Insurance is important to the public trust because [...]
What Happens When Multiple Insurance Policies Apply in a Semi-Truck Wreck?
A serious semi-truck accident in Reno can also turn into an insurance nightmare. Unlike a car crash, a truck wreck triggers multiple insurance policies tied to different companies, contracts, and corporate players. When that happens, figuring out who pays and how much can be complicated. If you or a loved one has been injured in a collision involving a commercial truck in Northern Nevada, understanding how overlapping insurance coverage works is important to protecting your claim. Why Do Truck Accidents Involve Multiple Policies? Reno sits at a major [...]
Can You Report a Trucking Company?
Trucking companies are the backbone of commerce, moving goods across Nevada and the rest of the country. But when something goes wrong, whether it’s reckless driving, poorly maintained equipment, or an accident, the consequences can be catastrophic. If you’ve been affected or witnessed a truck crash, you might be wondering if you can report a trucking company in Nevada. The answer is yes. Here is when to know your options so that you can protect yourself and others on the road. Why is Reporting a Trucking Company Important [...]
How Nevada Courts Look at Punitive Damages in Insurance Bad Faith
Dealing with an insurance company that refuses to pay a valid claim can feel like hitting a brick wall. You’ve been paying your premiums faithfully, only to find yourself arguing with the very company that promised to have your back. In Nevada, when an insurer’s conduct goes beyond mistakes and edges into outright wrongdoing, courts can award punitive damages. These are not just about money. They are meant to send a clear message: bad behavior won’t be tolerated. What Does Insurance Bad Faith Mean? Insurance bad faith occurs [...]
Can an Insurance Company Use Social Media Against You in a Truck Accident Case?
After a truck accident, most people focus on medical care, vehicle repairs, and insurance paperwork. Social media rarely feels connected to any of that. Yet insurance companies increasingly look to Facebook, Instagram, TikTok, and other platforms for information they can use to challenge injury claims. What you post, how others tag you, and even things that seem harmless can influence the outcome of a truck accident case. Understanding how insurers use social media helps you protect your claim and avoid mistakes that could reduce compensation. In serious trucking [...]
Why Multiple Defendants Are Common in Truck Accident Lawsuits
Truck accidents are not your everyday fender-bender. When a big rig collides with another vehicle, the results can be devastating, including serious injuries, property damage, and a major disruption to life as you know it. Since these accidents involve so many moving parts, lawsuits name more than one defendant. Why are multiple defendants common in truck accident lawsuits? Here is what you will want to know to make the truck crash claims process less intimidating for you or a loved one. The Driver Is Not the Only One [...]
What You Need to Know About Reservation of Rights Letters in Nevada
Liability insurance is a lot like a prenuptial agreement. You sign a prenup without the intention of getting a divorce, but if that happens, your assets are protected. With liability insurance, you don’t plan to get into an accident or have someone hurt at your business, but in case that happens and you are to blame, a liability policy will provide compensation for the injured party. At least, that’s how it should go unless you receive a Reservation of Rights Letter. In simple terms, a Reservation of Rights [...]
What Happens When a Trucking Company Insurer Delays Your Claim?
When you suffer a commercial truck crash, the claims process should move quickly. Medical bills arrive fast. Time away from work compounds financial stress. Yet many injured people discover that a trucking company's insurer delays the claim rather than resolving it. Understanding why delays happen, what they mean for your recovery, and how to respond puts you back in control and protects the value of your case. Why Do Trucking Claims Move Slower Than Car Accident Claims? A trucking accident claim rarely resembles a routine fender bender. Commercial [...]
