At the Mercy of Your Insurance Company: Proton Therapy Denials
Insurance companies are denying coverage for proton therapy treatment that could save the lives of cancer patients. Although targeted radiation therapy is becoming increasingly popular among oncology doctors across the globe and it is proven to be an effective treatment option for patients with various types of cancer, it isn’t cheap. Unfortunately, insurers are seemingly more concerned with their own bottom line than the well-being of consumers. In denying coverage for proton therapy, insurance companies may be acting in bad faith. What Is Proton Beam Therapy? Proton therapy [...]
Understanding the Unfair Claims Settlement Practices Act
Insurance companies have a legal obligation to provide services in good faith and fulfill contractual obligations with basic standards of honesty and fair dealing. What is the Unfair Claims Settlement Practices Act? The Unfair Claims Settlement Practices Act (UCSPA) was established to protect insurance buyers from unfair claim settlements. The National Association of Insurance Commissioners created the act to provide guidance for states to regulate insurance carriers and protect consumers. The UCSPA sets standards and regulations for investigation and disposition of claims related to insurance policies and certificates. [...]
2019 International Roadcheck
Commercial motor vehicle enforcement personnel conducted roadside inspections on vehicles and drivers throughout the United States and Canada during the 2019 International Roadcheck held June 4-6. Every year, the Commercial Vehicle Safety Alliance (CVSA) sponsors an International Roadcheck to promote the importance of highway safety for commercial truckers. During the three-day event, certified vehicle inspectors conduct inspections on commercial trucks, buses, and drivers with an emphasis on specific safety violations. This year’s focus was on steering and suspension systems. Highway Safety for Commercial Truckers During the 2019 International [...]
Who’s At Fault When the Driver Is Blinded by the Light?
There is no law excusing a driver from liability when an accident is caused by solar glare. Drivers are expected to take the necessary precautions that promote safe driving. Blinded by Sun Glare Bright sunlight and sun glare are associated with an increased risk of life-threatening motor vehicle crashes. The risk of serious driving injuries and fatalities is 16 percent higher during days with bright sunlight than days with normal weather or cloudy days. Bright sunlight or glare can temporarily blind a driver causing visual illusions that lead [...]
Your Loved One Was Injured and the Nursing Home Said What?
When nursing home residents suffer injuries from abuse and neglect, facilities often attempt to hide injuries by lying to family members and covering up intentional wrongdoings to protect their own interests. Neglect and Abuse Causes Injury and Death Elderly adults in nursing homes and long-term care facilities are especially vulnerable to injuries from neglect and abuse by facility staff members and personal caregivers. Elderly nursing home residents rely on staff members in nursing homes to take care of their daily needs and protect them from harm. Many elderly [...]
