Month: May 2019

At the Mercy of Your Insurance Company: Proton Therapy Denials

Published on May 29, 2019, by Matthew Sharp

Insurance Bad Faith Disputes

Insurance companies are denying coverage for proton therapy treatment that could save the lives of cancer patients. Although targeted radiation therapy is becoming increasingly popular among oncology doctors across the globe and it is proven to be an effective treatment option for patients with various types of cancer, it isn’t cheap. Unfortunately, insurers are seemingly more concerned with their own bottom line than the well-being of consumers. In denying coverage for proton therapy, insurance companies may be acting in bad faith. What Is Proton Beam Therapy? Proton therapy [...]
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Understanding the Unfair Claims Settlement Practices Act

Published on May 27, 2019, by Matthew Sharp

Insurance Bad Faith

Insurance companies have a legal obligation to provide services in good faith and fulfill contractual obligations with basic standards of honesty and fair dealing. What is the Unfair Claims Settlement Practices Act? The Unfair Claims Settlement Practices Act (UCSPA) was established to protect insurance buyers from unfair claim settlements. The National Association of Insurance Commissioners created the act to provide guidance for states to regulate insurance carriers and protect consumers. The UCSPA sets standards and regulations for investigation and disposition of claims related to insurance policies and certificates. [...]
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Who’s At Fault When the Driver Is Blinded by the Light?

Published on May 13, 2019, by Matthew Sharp

Car Accident

There is no law excusing a driver from liability when an accident is caused by solar glare. Drivers are expected to take the necessary precautions that promote safe driving. Blinded by Sun Glare Bright sunlight and sun glare are associated with an increased risk of life-threatening motor vehicle crashes. The risk of serious driving injuries and fatalities is 16 percent higher during days with bright sunlight than days with normal weather or cloudy days. Bright sunlight or glare can temporarily blind a driver causing visual illusions that lead [...]
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