Homeowner’s Insurance Claims: Here’s What You Need to Know
Homeowner’s insurance covers claims for property damage, loss of personal property, and some injuries that occur on the property. Coverage limits, as well as policy limitations and exclusions, may impact claims. Understanding Homeowner’s Insurance People who own a home and have a mortgage are almost always required by their lenders to carry homeowner’s insurance. Lenders require homeowner’s insurance to protect the value of the property, but injuries to guests are covered by these policies as well. Most homeowner’s insurance policies cover the following: Interior and Exterior Damages – [...]
Your Rights As a Nursing Home Resident in Nevada
Skilled nursing homes in Nevada are governed by federal and state regulations that give residents certain rights related to medical care and services, daily living needs, financial affairs, and personal safety. Protecting the Rights of Nursing Home Residents Skilled nursing homes must follow federal and state regulations when operating. Since skilled nursing facilities’ services are paid primarily by Medicare and Medicaid funding, residents are protected by federal laws. Unlike privately owned and operated nursing homes, assisted living facilities, and retirement homes, skilled facilities provide professional medical services from doctors, [...]
What Is a Common Carrier Accident?
Common carriers like trucks, buses, taxis, and passenger trains are held to a higher standard of care. When a common carrier is negligent, the company or driver is liable for injuries. So, what is a common carrier accident? Common Carrier Liability for Accidents and Injuries An example of common carriers includes commercial vehicles such as buses, taxicabs, and trucks, as well as passenger trains, commercial airplanes, and cruise ships. Common carriers are held to a high standard of care for people and property they transport. When common carrier [...]
Reckless Behaviors During Spring Break in Reno
Speeding and reckless driving, impaired boating, binge drinking, drug use, lack of sleep, and other reckless behaviors lead to thousands of Reno Spring Break accidents and injuries each year. Spring Break Dangers Teenagers and reckless behaviors often go hand-in-hand, especially during spring break when millions of high school and college students are out of school and looking for a good time. Every year during spring break, crowds of young people head to popular destinations to celebrate an entire week of no classes, no homework assignments, and no exams. [...]
