Who Is Responsible for a Car Accident on Private Property?
Published on October 29, 2024, by Law Office of Matthew L. Sharp
Car Accident
Nevada has some of the most heavily visited private properties in the country. Casinos and hotels, especially in high-traffic cities like Reno and Las Vegas, are full of visiting cars, valet drivers, delivery trucks, and more at nearly all times of the day and night. With so much activity and so many drivers not familiar with the area, roads and other areas can be extremely dangerous to pedestrians and other motorists. If you were injured, or if your loved one was killed in a motor vehicle collision in [...]
Can I Have Two Auto Insurance Policies?
Published on September 24, 2024, by Law Office of Matthew L. Sharp
Insurance
The first official car insurance policy was purchased by Mr. Gilbert J. Loomis in 1897. It wasn’t long before more insurance carriers sprung up, and new car owners realized the benefits of having protection. Today, every state except New Hampshire requires drivers to obtain a minimum amount of car insurance. That begs the question, “Can I have two auto insurance policies?” The short answer is “it’s not a good idea,” to have two auto insurance policies for one car. In actuality, there is no specific law against having [...]
Does Health Insurance Cover Auto Accidents?
The National Safety Council reports that nearly 5.4 million people experienced car crash injuries and another 46,980 died in vehicle accidents in 2021. Just the year before (2020), the estimated total cost of vehicle-related accidents in the US was $474 billion. Many of the costs related to these accidents were covered by various types of insurance, but not all. In Nevada, understanding how health insurance applies to car accidents is crucial for anyone driving on its roads. From the urban excitement of Las Vegas and Reno to the [...]
Why Are Surgical Procedures Commonly Denied by Insurance?
The good news is that 92.1% of Americans had health insurance at some point in 2022. That is based on information collected by the United States Census Bureau. The bad news is that insurance doesn’t always provide coverage for all procedures. If you or someone in your family are dealing with health issues, you need to know why surgical procedures are commonly denied by insurance. The following are some of the common reasons why a denial occurs: The Insurance Policy Does Not Cover the Procedure Two common types [...]
How Do Insurance Companies Negotiate Settlements?
Published on August 27, 2024, by Law Office of Matthew L. Sharp
Car Accident
Collecting accident data is one of the many responsibilities of the Nevada Department of Transportation. According to that data, there is an average of 16,800 car accident injuries in Las Vegas alone. Nearly every one of those accidents will most likely generate an insurance claim. That claim is just the start of the settlement process. If you are involved in this situation, it will help to know how insurance companies negotiate settlements for car accident cases. With an accident that involves injuries, you might not know how much [...]
How Long Do You Have To Respond to a Subrogation Letter?
Published on August 20, 2024, by Law Office of Matthew L. Sharp
Settlement
Insurance companies are extremely fond of collecting premiums from their customers but what they’re not fans of is paying out benefits. There might come a time when you need to file a claim with your insurance company to get reimbursed for medical expenses or car repairs as a result of an accident. After you get paid by your insurance company, they will seek a way to get that money back. That is when a subrogation letter is generated and sent to all the involved parties. How long do [...]
What Do I Do After I Win a Settlement?
Published on August 13, 2024, by Law Office of Matthew L. Sharp
Settlement
After suffering through the trauma of an accident, going through months of recovery, and then navigating through the insurance claim negotiation process with the help of your attorney, you are finally awarded a settlement. Congratulations! Now, you’re asking, “What do I do after I win a settlement?” Awarded Damages Before any settlement is agreed to, you need to come up with the right amount of compensation to demand. Your award could cover the following three types of damages: Special Compensatory Damages These will be all direct expenses related [...]
How To Sue a Casino for Negligent Security
Published on July 24, 2024, by Law Office of Matthew L. Sharp
Personal Injury
The three main reasons someone visits a casino are to see a great show, have a fantastic meal, or win at gambling. Every casino guest must be cared for and spend time in a safe environment. When a casino fails to live up to its responsibility to keep its patrons safe, injuries (or worse!) can occur. If that happens, you’ll want to know how to sue a casino for negligent security. These Gaming Facilities’ Safety Obligations The one thing that is a guarantee when you visit a casino [...]
Do Insurance Companies Pay for Acts of God?
When it comes to natural disasters, you might hear the term "act of God" in the insurance exclusions. Damages from these events are often unforeseeable, and your standard homeowners policy might not cover them. Unfortunately, some insurance companies try to claim acts of God exclusions to avoid paying out on policy claims. We have handled numerous insurance policy denials for reasons like these at the Law Office of Matthew L. Sharp over the years. Do insurance companies pay for acts of God? We'll provide you with an answer [...]
The Do’s and Don’ts of Speaking With an Insurance Adjuster
After an accident, you might have to talk to an insurance adjuster. While you may not see any harm in having a conversation, you need to remain cautious in how you act and what you say. Keep in mind that any information that you give could greatly affect your claim and even a legal case. At the Law Office of Matthew L. Sharp, we have provided this guide to help you navigate through these important conversations. Let's examine the do’s and don'ts of speaking with an insurance adjuster. [...]
