Requirements Insurance Companies Must Adhere to [infographic]
Nevada law prohibits insurance companies from engaging in unfair practices that are designed to deny coverage for legitimate claims. Companies that violate Nevada law in this regard may be held liable for damages including interest, the cost of the claim, attorney’s fees, and other expenses stemming from the denial of coverage. (Article continues below Infographic) Unfair Claims Settlement Practices Act The Unfair Claims Settlement Practices Act prohibits insurance companies from taking actions to unduly deny coverage to an insured party. These include: Misrepresenting Pertinent Policy Facts or Provisions [...]
How to Know When an Insurer Acts in Bad Faith
One of the first steps in protecting an individual’s rights as an insured consumer is to recognize the signs of an insurance company’s bad faith acts. Nobody deserves to be left without the support of their insurance company when tragedy strikes, but it is all too common for victims to get the run around as insurance companies act in bad faith. Fortunately, consumers can avoid becoming victims of bad faith practices by familiarizing themselves with unscrupulous acts and the tactics commonly used to achieve them. What is Insurance [...]
The Duty to Defend in Nevada [infographic]
Insurer’s Duty to Defend In Nevada, an insurer’s duty to defend begins upon receiving notice of a claim and continues until the claim is resolved. This duty is broad and is intended to protect insured parties not only for the claims which they are liable but also for the claims which they may be found liable. (Article continues below Infographic) ______ However, this duty is not unlimited. It depends on the types of risks that are covered and identified within the policy. Insured parties need only show that [...]
Overview of Auto Insurance Laws in Nevada [infographic]
Nevada requires that all motor vehicle owner maintain an auto insurance policy that carries minimum coverage. Failure to maintain such a policy could result in a misdemeanor conviction. (Article continues below Infographic) Insurance Requirements Nevada requires all Nevada-registered vehicles to maintain an automobile insurance policy from a duly authorized seller. The policy is necessary to maintain the following minimum coverage levels: $15,000 of liability coverage for bodily injury or death of one person in any one crash;$30,000 of liability coverage for bodily injury or death of any two [...]
Deceptive Or Abusive Telemarketing Practices
It is against federal law for telemarketers to engage in deceptive or abusive actions when they call consumers, and when telemarketers do engage in illegal practices, actions may be brought by either the Nevada Attorney General or private consumers directly. A practice is considered to be abusive or deceptive when it is likely to result in substantial harm to consumers, and when it is not outweighed by potential benefits, nor is reasonably avoidable. A consumer may file an action with the help of a consumer rights attorney in [...]
What Is Bad Faith in Insurance? [infographic]
Under Nevada law, insurance companies have a duty to act in good faith and deal fairly with the entities and individuals they insure. Failure to do so is considered bad faith and may leave the insurer open to legal action. So what is bad faith in insurance? (Article continues below Infographic) Insurance Bad Faith Appealing a bad-faith Insurance decision is a state claim based on Nevada law. When a person is injured or property is damaged, individuals rely on insurance companies to pay benefits according to the terms [...]
Understanding the Dangers of Lithium Ion Batteries [infographic]
Lithium ion battery failures within airplanes, cars, and consumer electronics can have catastrophic and sometimes fatal consequences. The risks to consumers are growing as more and more manufacturers include lithium ion batteries within their product designs.When a lithium ion battery causes personal injury or property damage, a product liability attorney in Nevada can help uncover the manufacturing and design defects that led to the failure. Lithium Ion Batteries & Thermal Runaway Lithium ion batteries are designed to be lightweight and packed with more power than traditional counterparts. The [...]
Dangerously Defective Medical Devices [infographic]
Improperly tested and manufactured medical devices cause thousands of severe injuries and fatalities each year. Loose regulations that allow for selective reporting exacerbate the risk and put patient lives at risk. Patients who have suffered adverse events due to defective devices can pursue compensation via a Reno defective medical device lawyer. Hip Replacements From 2002 to 2013, there were 578 recalls from six manufacturers of hip replacement devices. Stryker had the most with 231, and DuPey had the second greatest number with 150. Devices manufactured by these companies [...]
The Leading Causes of Serious Injury [infographic]
According to the World Health Organization (WHO), an estimated 5.8 million individuals die as a result of some type of injury each year throughout the world. This is equal to approximately 10 percent of deaths worldwide. In the United States, unintentional poisoning is the leading cause of death for adults ages 25-64, but it is followed closely by injuries sustained from motor vehicle accidents. (Article continues below Infographic) ______ The number of individuals who lose their lives to injuries only represents a small fraction of those who are [...]
Avea ventilator under recall: May cause death [infographic]
CareFusion Avea ventilators recalled because of risk of death or serious injury A Class 1 recall has been issued for the CareFusion Avea ventilators. Class 1 recalls are the most serious recalls issued by the Food and Drug Administration, meaning that the defects may result in serious injuries or death. The recall for the ventilators is due to a defective fuse on the alarm board of the devices, which might lead to unexpected shutdowns. When a ventilator shuts down, the patient might not receive sufficient oxygen. Avea ventilators [...]
