Matthew Sharp Publishes Opinion Piece in Reno Gazette Journal: “Nevada Just Made Wildfire Insurance Worse”

January 28, 2026 – Insurance Bad Faith

Matthew Sharp recently published an op-ed in the Reno Gazette Journal warning Nevada homeowners about the far-reaching implications of Assembly Bill 376, a new law that fundamentally reshapes homeowners’ insurance in the state.

With more than 30 years of experience representing individuals and families in cases involving corporate misconduct and bad-faith insurance practices, Sharp explains how AB 376 creates a “Regulatory Experimentation Program” that allows insurers to sell property insurance policies that exclude wildfire coverage that has traditionally been included in standard homeowners’ policies.

“The insurance industry pushed AB 376 to protect their bottom line, not your home,” Sharp wrote. “They may exclude wildfire coverage, raise your rates and hide behind confidential documents when you try to hold them accountable.”

The law, which began taking effect January 1, 2026, creates several concerning issues for Nevada homeowners. Insurance companies can implement wildfire exclusions without the consumer protection standards that normally govern insurance policies.

He advises Nevada homeowners to carefully review their insurance policies to ensure they do not exclude coverage for fires caused by wildfires. “Your home is one of the largest investments you will ever make,” he wrote. “You deserve a system that actually protects it.”

The full op-ed can be found here: https://www.rgj.com/story/opinion/2026/01/26/nevada-just-made-wildfire-insurance-worse-opinion/88367979007/