August 27, 2026 Health insurance disputes do not always begin the same way. Sometimes an insurance company refuses to approve treatment before it is provided. Other times, treatment has already been received, but the insurer later refuses to pay some or all of the claim.  Although both situations may involve bad faith wrongful denial of health insurance coverage, they raise different issues and often occur at different stages of the claims process. Understanding the distinction between prior authorization disputes and claim denials can help policyholders better understand why [...]

Insurance is something you pay for every month, hoping you never have to use it. If you did need to make an insurance claim, it means you’ve been in some kind of accident and either got hurt, your car was damaged, or both. No matter what happens, you hope your insurance company will act in good faith. When an insurance company acts in bad faith, it could be actionable. The Law Offices of Matthew L. Sharp have helped many clients push back against insurance carriers who have treated [...]

When you've been injured in an accident, the medical bills start to come in immediately. That financial stress is compounded if you’re missing work. The hope is that insurance will cover your losses. After you’ve filed an insurance claim, one of the most pressing questions is how long it will take for the insurance company to pay. In Nevada, for example, state laws outline specific timelines that insurers must follow, but the actual process can still vary based on several factors. If you're waiting on a claim, it's [...]

When your home is damaged unexpectedly, whether from a storm, fire, or burst pipes, insurance can provide some desperately needed financial help. The fact is, claims sometimes get denied, and when yours is, it can be frustrating and overwhelming to deal with, especially when dealing with home repairs at the same time. Having a claim denied isn’t necessarily the end of the road; often, there are things you can do to have your claim reconsidered and possibly approved. Here are some things you need to know and steps [...]

We pay for health insurance with the expectation that when the time comes, and we need to pay for an expensive medical procedure or another form of care, that coverage will provide the financial support needed. However, there has been a noted uptick in denied health insurance claims across the country, per the Public Broadcast Service (PBS). According to a recent study conducted by KFF, nearly 17% of claims made in-network were denied in 2021, with denial rates from different insurers ranging from 2% all the way up [...]

The first official car insurance policy was purchased by Mr. Gilbert J. Loomis in 1897. It wasn’t long before more insurance carriers sprung up, and new car owners realized the benefits of having protection. Today, every state except New Hampshire requires drivers to obtain a minimum amount of car insurance. That begs the question, “Can I have two auto insurance policies?” The short answer is “it’s not a good idea,” to have two auto insurance policies for one car. In actuality, there is no specific law against having [...]