When your home is damaged unexpectedly, whether from a storm, fire, or burst pipes, insurance can provide some desperately needed financial help. The fact is, claims sometimes get denied, and when yours is, it can be frustrating and overwhelming to deal with, especially when dealing with home repairs at the same time. Having a claim denied isn’t necessarily the end of the road; often, there are things you can do to have your claim reconsidered and possibly approved. Here are some things you need to know and steps [...]

We pay for health insurance with the expectation that when the time comes, and we need to pay for an expensive medical procedure or another form of care, that coverage will provide the financial support needed. However, there has been a noted uptick in denied health insurance claims across the country, per the Public Broadcast Service (PBS). According to a recent study conducted by KFF, nearly 17% of claims made in-network were denied in 2021, with denial rates from different insurers ranging from 2% all the way up [...]

The first official car insurance policy was purchased by Mr. Gilbert J. Loomis in 1897. It wasn’t long before more insurance carriers sprung up, and new car owners realized the benefits of having protection. Today, every state except New Hampshire requires drivers to obtain a minimum amount of car insurance. That begs the question, “Can I have two auto insurance policies?” The short answer is “it’s not a good idea,” to have two auto insurance policies for one car. In actuality, there is no specific law against having [...]