Understanding Your Private Disability Insurance Coverage
Private disability insurance policies generally pay a portion of the disabled employee’s wages for a designated period. Many employers provide disability insurance for employees as part of a benefits package. Other people have private disability policies. If a person becomes disabled, understanding policy coverage and benefits is essential to prevent problems with claims and benefit payments. Disability Insurance Coverage and Benefits Insurance companies typically put limitations and restrictions on disability policies that can have a significant impact on a person’s benefits and quality of life. Qualifying Disability Insurance [...]
When Patrons Can’t Make It Out Alive
When emergency exits and evacuation routes are not clearly marked in public spaces, patrons’ lives are put at risk for injury and death in building fires, explosions, and other dangerous incidents. Emergency Evacuation Exits In public buildings, emergency exits often mean the difference between life and death when people must evacuate quickly. Thousands of people die in building fires and explosions each year because emergency exits are not clearly marked, blocked by objects, or locked. Within the past few years, numerous deaths have occurred in nightclub fires and [...]
Parked Cars Pose Risks in Reno
Parked cars pose significant injury risks to cyclists and pedestrians when car doors are opened into oncoming traffic without warning. Dooring Accidents and Injuries When cyclists and pedestrians travel next to parked cars, they run an increased risk of injury from a passenger-side door that swings open suddenly. A cyclist may be thrown over the top of his/her bicycle. A pedestrian may be slammed in the face and knocked backward. In both cases, significant injuries including facial and body lacerations, broken bones, and head trauma may occur from [...]
Was the Nursing Home At Fault for Your Loved One’s Choking Death?
Caretaker neglect and abuse contribute to many choking deaths among nursing home residents. If a nursing home fails to protect a resident from harm, it can be held liable for the resident’s death. Choking Deaths in Nursing Homes Between 2007 and 2010, over 2,200 elderly adults age 65 and older died from choking on food. In 2015, more than 5,000 elderly adults died from choking, and 2,848 victims were over the age of 74. The three most common causes of death associated with choking were Parkinson’s disease, Alzheimer’s [...]
