You might have grounds to sue your medical insurance company for bad faith if it denies your claim without a justifiable reason or if the insurer did not adequately review your claim. The first thing to do is to review your contract to determine whether the insurer has breached it. Next, compile evidence and documentation of your claim. Also, document all your correspondence with the insurer and its reasons for denying the claim. Make a final demand before initiating a lawsuit. Then, submit a complaint to your state [...]
What to Do if Your Health Insurance Denies a Claim
Knowing what to do if your health insurance denies a claim can increase your chances of getting the decision overturned. You have a legal right to appeal the denial decision through either an internal or external appeal. An internal appeal involves requesting your health insurance company to take a second look at your claim and reconsider its decision. An external appeal involves asking an independent third party to review your claim and decide whether your insurer should pay the claim. A bad faith insurance lawyer can discuss reasons [...]
Lawsuit Against L’Oreal: Do Chemical Hair Straighteners Cause Cancer?
People who frequently use chemical hair straightening products and have developed cancer may want to know if chemical hair straighteners cause cancer. Various medical studies show that some hair straighteners have chemicals that expose women to higher risks of developing uterine cancer. Although a recent lawsuit against L’Oreal had put the company’s products in the spotlight, products manufactured by other cosmetic companies may raise users’ risk of developing cancer as well. A recent study conducted by the National Institutes of Health (NIH) found that women who regularly used [...]
Can a Closed Insurance Claim Be Reopened?
If you continue to suffer connected losses after an accident-caused injury, you may wonder, “Can a closed insurance claim be reopened?” Sometimes, the injuries you suffer due to someone else’s carelessness lead to ongoing problems or additional health issues. You might anticipate continued medical bills and related losses from lost wages. Can a Closed Insurance Claim Be Reopened? Unfortunately, if you accept a settlement, you typically can’t reopen an insurance claim, which is precisely why you need a knowledgeable lawyer on your side. Too many individuals accept low [...]
What Is the Average Settlement For Traumatic Brain Injury?
The average settlement for traumatic brain injury will depend on various factors, such as the type of accident and the long-term effects of the injury on your life. Injury to the brain caused by trauma is a serious and life-threatening injury. A TBI is one of the most dangerous wounds that accident victims can receive. In addition to having a detrimental impact on a person’s lifestyle, the medical expenses incurred while receiving treatment might put someone in financial trouble. Fortunately, a TBI victim can obtain monetary damages with [...]
How Disability Insurance Companies Lie to Deny Claims
Insurance companies may use varying tactics to deny claims or limit the payouts they must provide. After suffering a disabling injury or illness, you depend on your insurance coverage for such situations to give you the benefits you need and have paid for. If you’ve been injured, you need to understand how disability insurance companies lie to deny claims. As we all know, managing risk is how insurers make money. Do not be duped into accepting a meager settlement from your individual or group disability insurance provider or [...]
When Insurers Deny Coverage for Necessary Medical Treatment
Insurers deny coverage for necessary medical treatment for varying reasons, sometimes legitimate and other times, unethical. Insurers may also deny coverage due to a mistake. When insurance companies refuse to pay claims for valid reasons, people may lack many options for recourse. However, if your claim was denied for illegitimate reasons, or otherwise in bad faith of your agreement, you may have options to appeal or pursue the action further. What Is Medical Necessity? Medical necessity generally refers to a reasonable treatment, service, or procedure that helps someone [...]
How A Lawyer Can Help Solve An Insurance Dispute
Understanding how a lawyer can help solve an insurance dispute is beneficial in helping you recover the benefits you need and deserve. Sometimes, insurance companies appear to be purposefully dragging out the claims process or oddly unwilling to agree with you. Attorneys who specialize in insurance often make these processes more efficient. They are also useful in complicated claims, cases of unclear fault, and situations where you suffered huge losses. How a Lawyer Can Help Solve an Insurance Dispute Some of the leading reasons people hire lawyers for [...]
How to Prepare for an Insurance Bad Faith Claim
You, as a policyholder, are owed certain duties by your insurance company. When your insurer fails to meet those duties, it is usually acting in bad faith. If you suffer injuries because of your insurance company’s bad faith acts, you may be entitled to compensation. Knowing how to prepare for an insurance bad faith claim can help ensure your case is successful. What Is Insurance Bad Faith? Bad faith is a term used when an insurer unreasonably refuses to pay your claim or refuses to defend and protect [...]
How to Prove Bad Faith Insurance in Workers’ Compensation
If you have had a benefit claim denied following a workplace accident in Nevada, you may find it helpful to know how to prove bad faith insurance in workers’ compensation. After your injury, you file a workers’ compensation claim with the insurance company. You expect an honest, fair, and good faith negotiation during the claim settlement process. However, the insurer resorts to unfair tactics in order to unreasonably delay or deny your legitimate workers’ compensation claim. When you believe that an insurance company is acting unethically, you’re unlikely [...]