How New Regulations Impact Bad Faith Determinations in Group Disability Claims in 2018
Under new regulations, individuals who file disability insurance claims will receive the same procedural protections that apply to group health plans under the Affordable Care Act. Protection for Group Disability Insurance The U.S. Department of Labor recently announced a new rule that impacts bad faith determinations in group disability claims. Effective April 1, 2018, consumers will be provided the same protections that currently apply to group health plans under the Affordable Care Act. The new rule applies to plans that provide disability insurance benefits where determination is made [...]
How Do You Compare to Other Drivers on the Road?
The comparison of driving skills relies on many factors including driving habits in different countries and individual experiences behind the wheel. Although the United States has some of the lowest speed limits in the world, it has one of the highest death rates from car crashes compared to other developed countries. In Germany, there are no speed limits posted on 60 percent of the autobahn, yet crash-related fatalities are much lower than in America. Are Americans Worse Drivers Compared to Drivers in Other Countries? According to international driving [...]
Are Too Many People Keeping Quiet About Nursing Home Abuse?
A government audit revealed that one in four cases of physical and sexual abuse in nursing homes go unreported due to inadequate Medicare procedures and errors. Inadequate Medicare Procedures are to Blame According to the Department of Human Services that investigates abuse, waste, and fraud within the health care system, the inspector general’s office found unreported cases of alleged abuse in 33 different states. Of the unreported cases, approximately four out of five incidents involved alleged or suspected sexual abuse or rape. Illinois had the largest number of [...]
PTSD: The Terror Continues After the Tragedy Ends [infographic]
Traumatic experiences can trigger PTSD which can have a long-term impact on a person’s health causing physical, emotional, and cognitive dysfunction. A person who has a traumatic stress event often experiences intense fear and feelings of helplessness that leave a significant mark on the brain, so future experiences can trigger similar reactions years later. (Article continues below infographic) Living With PTSD Post Traumatic Stress Disorder (PTSD) is a mental disorder that has negative, long-term health effects on physical, mental, and cognitive functions. It’s caused by exposure, either witnessed [...]
