Year: 2018
Insurance companies use many excuses as reasons for life insurance denial. Although some claims are legitimate, insurers often convince beneficiaries that a valid claim is denied for valid reasons. If you were a victim of a denied life insurance claim, it’s important to contact an attorney specialized in life insurance claims to help you with your case. What are the Reasons for Life Insurance Denial? After a person dies and a beneficiary files a life insurance claim, the claim can be paid, delayed, or denied. If the claim [...]
What’s In Your Drinking Water Nevada?
State health officials and researchers found 88 different contaminants including lead, arsenic, uranium and coliform bacteria in Nevada’s drinking water supply, and 14 substances were detected at levels above recommended EPA safety limits. Contaminated Drinking Water in Nevada A recent report in USA Today shows that 23 Nevada public water systems are not compliant with safety standards for contaminants. Public records from the Nevada Department of Environmental Protection show that three state public water systems exceed recommended safety levels for contaminants including lead, uranium, arsenic, and coliform bacteria. [...]
Matthew Sharp Presents Little Valley Fire Argument to Nevada Supreme Court
After lower courts determined that the Nevada Division of Forestry was guilty of gross negligence in the Little Valley Fire the case has made it’s way to the Supreme Court of Nevada. On November 6, 2018 Matthew Sharp, representing victims of the fire, presented his argument to the court. Sharp argued the court should not entertain a writ, pointing out the evidence presented at the lower court is not available to the Supreme Court. Without the benefit of the complete record, Sharp reasoned, the case should be remanded for [...]
Do You Have Memory Loss Caused by Brain Damage? [infographic]
Memory loss caused by brain damage is a serious issue. Severe head trauma and brain injury often cause short-term and long-term memory loss. A person who suffers a moderate to severe brain injury may not even remember the incident that caused the injury or the events leading up to or following the injury. (Article continues below infographic) Head Trauma and Brain Injury Severe head trauma is caused by a blow to the head. It can result from a car accident, a fall, or intentional force. A concussion is [...]
What Are Intangible Damages in an Injury Case?
What are intangible damages? Intangible damages are harms like pain and suffering, loss of consortium, and mental anguish. They do not have a specific monetary value assigned to them, like medical expenses or lost wages would. Calculating intangible damages is more challenging than evaluating tangible losses because they are not harms that can be easily identified with a bill. Types of Damages in Personal Injury Cases In a personal injury case, damages are divided into tangible and intangible damages. Tangible damages can be easily quantified, while the monetary [...]
What Is Medical Necessity?
Proving medical necessity can play an important role in a bad faith insurance case when a company denies a claim. Most health plans will not pay for healthcare services that are not deemed to be medically necessary. Medical evidence is required to show the validity of a claim. Even valid claims, however, are sometimes denied. Contact an insurance claim lawyer for help with your case. Medical Necessity Definition What is medical necessity? Health insurance companies provide coverage only for health-related services that are medically necessary, meaning medical services [...]
Did the Life Insurance Company Act in Bad Faith?
To hang on to revenue and profits, some insurance companies act in bad faith by reducing insurance payouts and denying claims on life insurance policies, even if an insured policyholder has paid on the policy for many years. Bad Faith Claim Denials A life insurance policy is a contract which represents a promise by an insurer to act in “good faith and fair dealing” with a policyholder. To comply with this promise, the insurer must uphold the provisions of the policy and ensure that the policy holder’s rights [...]
Disputing Homeowner Insurance Claims Decisions
Thousands of Nevada property owners are forced to dispute decisions by their homeowners’ insurance companies every year when their damage claims are wrongfully denied or settlement offers are way off base. About one in every 15 homeowners file homeowner insurance claims for property damages and theft that may be denied or underpaid. Homeowner Insurance Claims Homeowners rely on homeowner’s insurance to cover costs for certain damages that may occur to their home, but many claims are denied or settled for low amounts because insurance companies will go out [...]
The Emotional Consequences of Nursing Home Abuse [infographic]
The emotional consequences of nursing home abuse vary and are often significant, sometimes leading to severe mental health problems, a substantial decline in the victim’s physical health, and even death. (Article continues below infographic) ______ The Impact of Nursing Home Abuse In nursing homes and long-term care facilities, 44 percent of residents report that they have been victims of some type of physical, emotional, verbal, or sexual abuse while receiving care at a facility. Although some signs of abuse show up as bruises, cuts and abrasions, broken bones, [...]
When Innocent Bystanders Catch a Bullet
When innocent bystanders are injured or killed in police shootings, there are often allegations of excessive force or police misconduct. Cities across the country are facing lawsuits by injured victims and families of loved ones who were mistakenly killed in police shootings. Police Shootings: Mistaken Identity or Excessive Force? In recent years, there have been a number of civilians caught in the crossfire of police bullets due to mistaken identity or accidental shootings. As a result, many innocent bystanders have been seriously injured or killed by police bullets. [...]