Month: November 2017

Your Rights in Disability Insurance Denials Depend on Several Factors [infographic]

Published on November 28, 2017, by Matthew Sharp

Infographic, Insurance Bad Faith

Disability insurance claims are denied for a variety of reasons, including bad faith acts by insurers, but state and federal laws provide certain rights to protect consumers. When a disability insurance claim is denied by an insurer, the policy holder’s rights can depend on several factors including the type of disability plan, policy limitations and restrictions, waiting periods, and state filing statute of limitations. (Article continues below infographic) ______ Types of Disability Plans Individual disability policies include short-term and long-term disability plans. Individual short-term and long-term disability insurance [...]
+ Continue Reading

Reaping the Benefits of a Bad Faith Insurance Claims Denial

Published on November 21, 2017, by Matthew Sharp

Insurance Bad Faith

When an insurance claim is denied due to bad faith, the insured may be awarded substantial benefits to cover damages and punish the insurer for wrongdoing. Under Nevada law, insurance companies have a duty to their policyholders to act in good faith and provide fair services on all claims. When an insurer breaches that duty, the law considers that the insurer is acting in bad faith. If an insurance company denies a claimant’s benefits without reasonable explanation, the Nevada Supreme Court allows the claimant to file a bad [...]
+ Continue Reading

Troubling Safety Trends Result in More Large Truck Fatalities

Published on November 14, 2017, by Matthew Sharp

Trucking Accident

The Truck Safety Coalition reports an increase in fatalities involving large truck crashes for 2016 due to troubling safety trends that have gone unresolved since 2009. Trucking Safety Concerns In 2016, the National Highway Traffic Safety Administration (NHTSA) released data on accidents and injuries involving large trucks. The data showed 4,317 fatalities, a 5.5 percent increase in deaths involving crashes with large trucks over 2015, and a 28 percent increase since 2009. The Truck Safety Coalition reports that an increase in fatalities is not a surprise since concerns [...]
+ Continue Reading

Major Car Dealers Are Selling Unsafe Cars

Published on November 7, 2017, by Matthew Sharp

Car Accident

Some major car dealers are selling used cars that have been recalled because of unsafe, unrepaired defects to consumers without their knowledge. Dealers have entered into settlements with federal regulators who allow them to market these unsafe vehicles as safe. Federal Trade Commission Settlement In 2016, the Federal Trade Commission (FTC) alleged that General Motors and CarMax dealers violated the Federal Trade Commission’s policies on unfair and deceptive business practices by selling open recall vehicles. Although dealers advertised Certified Pre-Owned vehicles that had undergone rigorous safety inspections and [...]
+ Continue Reading